Tata AIA Rising India Fund NFO – Key Details, Availability, Features and Benefits!

The Tata AIA Rising India Fund NFO is available until March 31, 2024, offering units at an NAV of Rs 10 per unit during this period. This fund aims to capitalise on India’s growth potential by investing in a mix of large, mid, and small-cap companies across traditional and new-age sectors

Tata AIA Rising India Fund NFO

The Tata AIA Rising India Fund NFO is open until March 31, 2024, offering units at an NAV of Rs 10 per unit during this period. 

This fund aims to harness India’s growth potential by investing in a diversified portfolio comprising large, mid, and small-cap companies across both traditional and new-age sectors. 

Its investment strategy includes a focus on equity, equity-related instruments, debt, cash, money market instruments, bank deposits, and mutual funds, with a targeted allocation of 70% to 100% in equity and equity-related instruments.

• TATA AIG Claim Settlement Ratio

Investment Objective and Strategy of the Tata AIA Rising 

A closer look at the fund’s core objectives and the strategies employed to achieve them:

Capital Appreciation: 

• The primary goal is to generate significant growth in your investment value over the long term. 
• This is achieved by investing in assets that are expected to increase in value over time. In this case, the focus is on Indian equities and equity-linked instruments.

Sectoral Focus:

•  The fund managers will actively select companies operating in sectors anticipated to witness substantial growth. These sectors are likely to be aligned with the Indian government’s “Atma Nirbhar Bharat” initiatives, potentially including:
  • Infrastructure
  • Manufacturing
  • Banking
  • Digital Technology
  • Defense
  • Other high-growth sectors identified by the fund managers

Market Cap Agnostic Approach: 

• The fund won’t restrict itself to a specific company size. It will invest across the market capitalization spectrum, including:
  • Large-Cap Companies: Well-established, financially strong companies with a history of stable growth.
  • Mid-Cap Companies: Medium-sized companies with the potential for significant future growth.
  • Small-Cap Companies: Smaller companies with the potential for high growth but also higher risk.

Who should consider investing in Tata AIA Rising India Fund NFO?

The Tata AIA Rising India Fund NFO caters to a specific investor profile. Here’s a breakdown of who might benefit most from this investment opportunity:

• Long-Term Investors: This fund is designed for a long-term investment horizon (ideally 5-10 years or more). Long-term perspective helps investors benefit from market volatility and compounded growth.
• Risk-Tolerant Investors: Equity investments carry inherent risks associated with market movements. Investors who accept short-term volatility and grasp stock market risk-reward dynamics are ideal for this fund.
• Believers in the Indian Growth Story: If you are optimistic about India’s economic future and its potential for significant growth, this fund aligns with your investment outlook. 
• Seeking Sectoral Exposure: Investors who want targeted exposure to specific sectors driving India’s growth, like infrastructure, digital technology, or defence, can benefit from this fund’s strategic sectoral focus.
• Existing Tata AIA ULIP Policyholders: The Tata AIA Rising India Fund is available as an investment option within various ULIP (Unit Linked Insurance Plan) products offered by Tata AIA. 

Key Details & Availability for Tata AIA Rising India Fund NFO

Investment Period:

• The NFO window for the Tata AIA Rising India Fund is open until March 31, 2024. 

Minimum Investment:

• The minimum investment amount  may vary depending on the specific ULIP plan you choose to invest through. 

NAV (Net Asset Value):

• During the NFO period, units of the Tata AIA Rising India Fund are offered at a fixed price of Rs 10 per unit. 

Availability:

• The Tata AIA Rising India Fund is not available for direct investment. It can only be accessed through existing Tata AIA ULIP plans.
• If you’re interested in investing, you’ll need to contact Tata AIA or an authorised agent to discuss enrolling in a suitable ULIP plan that offers the Rising India Fund as an investment option.

• Lock-in Period: ULIPs typically come with a lock-in period, usually 5 years, during which you cannot withdraw your investment fully or partially. 

Key Features and Benefits of the Tata AIA Rising India Fund NFO

Key features and benefits that make this fund an attractive option:

• Focus on Growth Sectors: The fund strategically invests in key sectors driving India’s growth, such as infrastructure, manufacturing, digital technology, and defence, in line with the government’s “Atma Nirbhar Bharat” vision.
• Market Cap Agnostic Approach: The fund transcends traditional market capitalization limitations. It invests across companies of all sizes, from established large-cap players to high-growth potential mid-cap and small-cap companies. 
• ULIP Investment Option: The fund is available as an investment option within various ULIP (Unit Linked Insurance Plan) products offered by Tata AIA. 
• Transparency and Convenience: As a ULIP investment, the Tata AIA Rising India Fund offers transparency in charges and fees. 

• Capital Appreciation Potential: The fund’s primary objective is to generate long-term capital appreciation by investing in growth-oriented companies and equity-linked instruments.