SBI Card Miles – Features, Travel Benefits and Annual Fee

SBI launched three new variants of its travel credit card SBI Card Miles on 23 April 2024 in Mumbai. The SBI Card announcement has made people wonder about the features and benefits covered with SBI Card Miles,  so we have covered each feature and benefit of exclusive SBI Card Miles.  

SBI Card Miles

Indians are everywhere around the world and to cater to their need to travel SBI launches its first-ever travel-centric credit card with three variants of SBI Card Miles – SBI Card Miles, SBI Card Miles Elite, and SBI Card Miles Prime. 

The public sector bank has curated exciting features and benefits to enhance the travel experience of cardholders, such as air miles, airport lounge access, travel credits into hotel points, and many more.

The three variants of SBI Card Miles offer different benefits that suit every kind of traveler, from frequent travelers to travel enthusiasts. 

According to reports, SBI card has collaborated with more than 20 airline and hotel brands, such as Air Canada, Spicejet, Air Vistara, Etihad Airways, ITC Hotels, Qantas Airways, and so on to offer the best travel experience and stay to customers.

Exclusive Features of SBI Card Miles

SBI Card offers some exciting features to SBI Card Miles to make it more user-friendly and efficient for the customers, let’s explore each feature one-by-one:

• Integrated with contactless technology: Customers can simply tap the SBI Card Miles on the secure card reader to process fast & easy transactions. This way there is less possibility of losing your card and facing any fraud as your card never leaves your hand. 
• Share your power with your family: You can add your family to share the benefits and power of the SBI Card miles.
• Worldwide accepted: The SBI card Miles are accepted by over 24 million outlets worldwide and 3,25,000 domestic outlets. 
• Easily pay your bills: The card offers an easy bill-paying facility SBI Card, so you stay worry-free about the timely payment of your utility bills.
• Get cash anywhere: SBI has over 1 million ATMs worldwide, so you can access cash anywhere you want when you are traveling. 
• Flexipay: The SBI Card Miles offers a flexible payment method that allows you to convert your payments into easy monthly installments within 30 days of your purchase.
• Save Big through Balance Transfer: The SBI Card Miles allows you to save big with low-interest rates on the Balance transfer facility from any credit card to your SBI Card Miles credit card. 
• Safe and secure: SBI Card miles offer security against scams and allow you to get frequent alerts on your number. 

Travel Benefits of SBI Card Miles 

The SBI Card Miles offers benefits according to the variants of the card, let’s explore each benefit of the SBI Card Miles

• Welcome Bonus or Gift: SBI Card offers welcome benefits in the form of  1500 travel credits upon spending ₹30,000, 3000 travel credits upon spending ₹60,000, and 5000 travel credits upon spending ₹5000 within 60 days of enrollment for SBI Card Miles, Prime, and Elite cardholders, respectively. 
• Reward Program: 
• The SBI Card miles offer the following travel credits based on the variants:

Spends	SBI Card Miles	SBI CARD Miles Prime	SBI Card Miles Elite
Travel Spends	2 for every ₹200 travel spent	4 for every ₹200 travel spent	6 for every ₹200 travel spent
Other Spends	1 for every ₹200 travel spent	2 for every ₹200 travel spent	2 for every ₹200 travel spent

 The Cardholder can cover the travel credits on air miles and hotel points as per their convenience and use them during their travel plans. 

• Air-lounge benefits: The SBI Card offers complimentary airport lounge access to all the variants of SBI Card miles with 8 domestic & 6 international airport lounge access for Prime and Elite cardholders and 4 domestic airport lounge access to Miles cardholders.
• Annual Spends Benefits: The SBI card offers annual fee reversal and travel credits on reaching certain annual spends – 

SBI Card Miles travel credits	SBI CARD Miles Prime	SBI Card Miles Elite
20,000 for ₹12 lakhs annual travel spent	10,000 for ₹8 lakhs annual travel spent	5,000 for ₹5 lakhs annual travel spent

• Insurance Cover: SBI Card offers various insurance covers for SBI Card Prime and Elite cardholders.
• Fuel Surcharge Waiver: The SBI card offers a 1% fuel charge waiver to all the variants according to the spend with applicable taxes. 

Annual Fee of the SBI Card Miles

Interested SBI customers can get the SBI Card Miles variants that suit them better according to their travel frequency on a one-time annual fee of ₹1499 with taxes for Miles,₹4999 for Elite, ₹2999 for Prime.  

People who wish to get the SBI Card Mile can apply for the card through the SBI website or mobile app. The bank promises to offer every travel benefit to all the respective cardholders.